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Corporate Panhandling (Blowing It Scenario #142).

Supporting Charities Is A Noble And Worthy Gesture. However, Do You Ever Question Why Corporations Panhandle For Your Money When You Go To Purchase Your Items At Checkout?

Everywhere you shop now, as you pay for your groceries or whatever you’re currently shopping for, the checkout clerk will always asks you if you would like to donate your change or some other dollar denomination to this cause or that cause. It’s usually a very good charity that you’d want to support. And you are either forced to feel very uncomfortable, bordering on horrible for saying no or you give them money every single time you have to purchase something. They’ll use a just cause, like helping children or muscular dystrophy, to get your support. They’ll say, “Hey, would you to support children’s hospitals this afternoon.” And you’ll think absolutely, what a great thing you guys are doing collecting money for them. But are we so lazy or neglectful that we can’t choose charities on our own to support? Or is there a reason behind the scenes that these companies now panhandle for extra money? Could it be that they take your kind gesture of donation bundle it with all other helpful soul’s money and then donate it on behalf of the corporation? Offsetting cost and creating a massive tax write-off for the corporation. Could that possibly be why they ask for this money in the first place? Even your favorite websites do it now. Social media has set up a really easy way to donate and let individuals choose the cause and use social influence to ask for donations.

I love to believe in altruism. That everyone that supports those in need of help, or individuals who volunteer, or donate to charity do it for completely selflessness reasons. Knowing your contribution is helping another is a wonderful feeling. And we should never balk at the idea of lending a helping hand. This is not an article to say don’t give to charity, and if you find the easiest way to do so is at your grocery store when buying your groceries or while checking friends post your favorite social media, than by all means continue to do so.

What I’m advocating is we should all do our research when supporting any cause to see where that money is going and that it’s getting to the right people, those who you are actively trying to support. And you’re not just padding the pockets of wealthy corporations and their rich executives who are giving themselves inflated salaries in the name of nonprofit, and then in turn writing off taxes as charitable donations made on behalf of them. Also is it too much to ask to shop without feeling obligated to hand out more money at the end of your shopping experience? When we want to donate, we will donate we shouldn’t need the local checkout person to tell us to do so.


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Blowing It Scenario #110-Government Red Tape

Do We Really “Own” Anything?

Or is it all an illusion? A carefully crafted faced to give us the assumption that we own our lives. Want to drive a car? You have to pay the government for that right. Want to own a house? Same deal there, you’ll pay property taxes annually. Miss a payment of just one cent and they can take that home away from you. Forget to pay for your car tabs and you can bet the day they expire a government employee with flashing red and blue lights on his vehicle will be pulling you over and providing you with an addition government payment in the form of a fine.

Looking to start a business you better believe the government wants that too. Right from the onset before you even make a dollar you’ll have to pay to register the name, than you must pay to register business itself. Depending on what type of business it is, you could be paying much more for business endorsements on top of everything else. Maybe you’ll be required to be bonded and insured. Care to hire employees? That’s an additional expense too. And those employees get to pay there fair share too, just for the right to be employed.

Want to build a structure on “your land?” You’ll have to ask for permission from you local regulatory office for that right. You’ll find out quickly that there are many rules and regulations of what you can and cannot do to your “own land.” If you are granted permission, congratulations you now get to pay for permit fees to make the government approved changes to said land. On top of that there going to send someone out to check on the progress. If they find anything off about the build they’ll issue fines and make you redo the work or in some instances tear it all down.

Every individual is owned by there corresponding government. Care to travel, well you will have to pay for a world travel permit for that. Want to live abroad in another country? You’ll need permission and will most likely have to pay for that right. If you make money while abroad you will still most likely be required to pay taxes in your home country. Want citizenship elsewhere, well you have to renounce your home country in order to do so.

All this being said, our countries do provide us with many amenities to keep us safe and happy in our illusion. We have roads to get to where we have to go, we have the ability to live where we want to live and for the most part, how we want to live. We can still travel the world and we get to come back to the place we call home. It’s all a small price to pay in the end, just know that you are paying it.



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Blowing It Scenario #75-Tax Day.

It’s the Final Day To Submit Your Taxes.

For some this may be a joyous occasion your hired the right accountant and they have sifted through all your expenses and found you a nice little return at the end of the year. For many others this time of year is a burden to big to bare. No write offs, no deductions, health care penalties. Some may find themselves owing money. When every last cent already went to paying bills and buying groceries for sustenance just to keep themselves alive. And maybe turning the lights and heat on from time to time. So they will be the hardest hit usually they will be put on a payment plan just enough to keep them in their perpetual poverty.

Where does all this money go anyway? There are so very few social programs any more. Roadways are deteriorating, we still don’t have universal healthcare. All we have is a penalty if we don’t buy it ourselves. A failed system for sure. Teachers aren’t being paid. Programs left and right are being slashed and yet the tax bill keep chugging along. Well a lot of the money goes to debt and when you have never ending balloon of debt. You constantly need to feed that beast on the backs of hardworking citizen.

We have government employees who consistently misappropriate funds. The man in charge of affordable housing spends thousands over budget on office furniture. Who pays for that? The tax payer does. The man in charge of protecting our environment spent $43,000 on a sound proof phone booth. Which raises questions why does he need a booth like that in his own office? Again who foots the bill? The tax payer does. He was also given an apartment at a highly reduced rate by a company he is supposed to regulate. More conflicts of interest. Treasury secretary honeymoons in Europe which he called a business trip, using government funding. There’s your tax dollars hard at work. So while so many live large and lavishly in government with the public’s tax dollars. Many citizen this year will languish in the fact that not only were taxes taken from their paycheck every week, they will have to pay even more money at tax season just to continue to fuel this reckless spending.

Regardless of these facts be sure to pay your taxes because if you don’t the government can confiscate everything you own, but you don’t have to be happy about it. And find yourself a good accountant it will probably be a small cost to save yourself thousands.



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Blowing It Scenario #35-Don’t Blow It With A Tax Refund Scam.

Tax Season Is Ripe Pickings For Criminals, Be Vigilant When Filing.

It’s that time of year. For some it’s a wonderful time where the government gives you back a nice little tax refund. For many others it’s the worst time of year. Already hampered by the never ending tax bill you pay in your day to day life. If you owe the government money come April. You get the knock out blow to the old savings account. We all have to pay them, it’s just part of life but some times it feels like the beating never ends. You have employment taxes, social security taxes, federal taxes, health insurance taxes, the list goes on and on. We pay our car tabs, gas taxes, sales tax, and so on and so fourth. So much of our earnings go to paying for many services and debts we never agreed to or asked for. But this article is not about all that. Today we’re focusing on the scams. Because on top of all that the government’s takes. We also have to navigate the never ending land mines of criminal fraudsters attempting to steal our hard earned tax dollars away, before they even make it to the government.

If you receive any email claiming to be IRS and they don’t have a .gov in their title, they are probably a scam. If you do receive email from company that looks legitimately like the IRS sent it. First ask yourself would their be any reason for them to send you such a email, and second if you are not sure call their offices. The other popular scam happening right now is a phone call claiming to be the IRS and sending you to collections. Do not pay these collection calls, it is a scam. Why would the IRS even send you to collections prior to April when taxes are officially due. Hang up immediately and if you are worried, again just call your local IRS. Lastly don’t get scammed by false websites. It’s really a really simple formula if you are paying online just stick to the website that says IRS and has .gov in the name. Just be safe out there this tax season and use common sense. In a month from now, I don’t want to have to write about you blowing it on some elaborate tax scam.



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